best credit card for travel - 90k sign up bonus, low annual fee

Becca Alves
Jun 19
2 min read

If you’re like me and felt that ouch when the Chase Sapphire Reserve announced it's dropping its 3x on all travel… there’s another card that steps up in a big way.

And honestly, it might be the most underrated travel card on the market right now.

why is the Chase Ink Business Preferred® one of the best credit cards for travel?

chase ink business preferred travel credit card — **APPLY HER**E

Disclaimer: This is my personal referral link, which means I may earn a bonus if you’re approved. I only recommend cards I personally use and love.

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This card is quietly outperforming many personal travel cards - and here’s why it makes my list of the best credit cards for travel:

3x points on ALL travel - not just flights and hotels. We’re talking Airbnb, ferries, trains, rental cars, guided tours, and more.
3x on shipping, online ads, and internet/cable/phone services - perfect for anyone with a side hustle.
A massive 90,000-point welcome bonus after $8,000 spend in 3 months.
Just a $95 annual fee. No, that’s not a typo.

What Can 90,000 Points Get You?

A round-trip business class flight to Europe, or two nights at an all-inclusive resort worth $4,000 - if used right.

Yep - you can transfer your points to partners like Hyatt or Virgin Atlantic and unlock serious luxury.

These points are Chase Ultimate Rewards, which means you’ve got access to one of the most powerful transfer partner ecosystems out there. Whether you’re eyeing Emirates, Hyatt, or Singapore Airlines, this bonus opens doors.

But Wait — Isn’t This a Business Card?

Yes. But here’s the secret: you don’t need to run a full-on LLC to apply.

If you:

Sell on Etsy or eBay
Host on Airbnb
Freelance (writing, design, photography)
Resell on Facebook Marketplace
Create content (hi, creators!)
Walk your neighbors dog for $20

…then you may already qualify as a sole proprietor. Just apply with your own name and Social Security number - that's what i did!

✅ How to Apply in 3 Steps:

Click here → Referral Link
Scroll left across the top card options
Find “Ink Business Preferred®” and apply directly